General

1. The Ceres Ingenium website provides information relating to the services provided by Ceres Ingenium, a company incorporated under the laws of Singapore with the registered business address of 51 Goldhill Plaza – 308900 Singapore (“CeresIngenium”).

2. Ceres Ingenium’s services include, the provision of value added financial advice to businesses.

3. Ceres Ingenium does not charge any fee for the use of this website.

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User agreement and consent

1. The website and the information and content contained on the website is owned solely by Ceres Ingenium.

2. Your use of the website is strictly subject to and governed by these Terms of Use and Privacy Policy.

3. By using this website, or any part of this website, you agree and consent to act in accordance with and be bound by these Terms of Use and Privacy Policy. If you do not agree or consent to the Terms of Use or Privacy Policy, you must not continue to use or access the website.

4. Failure to adhere to these Terms of Use and/or the Privacy Policy constitutes a breach and you will be required to cease all activity relating to this website and refrain from any further or future access. You agree that if your access to this website is ceased, this is not a waiver and you shall not be released from any liabilities you may have to Ceres Ingenium which may have arisen prior to your access ceasing.

5. It is your responsibility to review these Terms of Use and Privacy Policy in full prior to each use of this website.

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Acceptable and prohibited use of the website

1. Use of this website by you shall solely be in connection with your legitimate interest in Ceres Ingenium and/or the services and information provided by Ceres Ingenium.

2. You are strictly prohibited and restricted from using this website for any of the following reasons and/or activities:

   1. Copying, distributing or using any information on the website for any commercial or personal reasons other than in connection with your legitimate interests in Ceres Ingenium and/or the services or information it provides

   2. For any illegal, fraudulent or criminal activities, whether deliberate or incidental

   3. Causing damage of any kind to Ceres Ingenium or any other user, business, entity or third party

   4. Installing any malicious code on or through the website

   5. Copying, replicating and/or using in any way any trademarks, logos, images, graphics, text, designs, layouts or any form of proprietary data from the website

   6. Installing or uploading any viruses, worms or software of any kind including those which may potentially interfere with or compromise the security, confidentiality, privacy or safety of the CeresIngenium website or its users

   7. Interfering with the proper functioning of the site via any means available or any form of activity

   8. Seeking access to the data of either Ceres Ingenium or any of its subsidiaries, affiliates or clients, other users, third party contractors or any other third party entity, person or website user

   9. Sending of unsolicited emails or communications

   10. Interfering with or disrupting the website service and/or the services provided by Ceres Ingenium, whether deliberate or incidental

   11. Sending viruses, spam, worms or any other form of potentially destructive software

   12. Soliciting employees, officers, directors or clients from Ceres Ingenium or any of its subsidiaries, affiliates or contracting parties

   13. Misrepresenting your identity or credentials through the provision of false or misleading information

   14. Any use or activity which contravenes any laws, regulations or statutes in any applicable jurisdictions or which contravenes with any rights (e.g. property, civil, privacy, etc) of any user or third party.

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Copyright and intellectual property

1. All intellectual property and/or intellectual property rights (including rights which may be implied, express, registered, unregistered or in the process of being registered), any information contained in this website, and any documentation or publications relating to the services of Ceres Ingenium and produced by Ceres Ingenium shall remain the exclusive property of CeresI ngenium, and/or any of its subsidiaries or affiliates, at all times.

2. You agree that by using this website, Ceres Ingenium is not granting you any implied or express rights to its intellectual property or proprietary rights.

3. You may not modify, upload, send, deliver, copy, reproduce, alter, lease, rent, loan, sell, derive or develop derivative works from, or distribute any intellectual property or content contained on this website at any time for any reason without the prior written permission of a representative authorized to act on behalf of Ceres Ingenium.

4. Intellectual property and intellectual property rights include but are not limited to patents, logos, trademarks, service marks, utility models, know-how, copyrights (including copyright in computer programs), inventions, domain names, moral rights, designs, software codes, databases, software, service or product specifications, knowledge information, technical and design processes, across and within any applicable jurisdiction.

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Liability exclusions

1. Ceres Ingenium does not provide any warranty or guarantee, express or implied, in relation to the information or content provided on the website. In no event shall CeresIngenium be liable for any incidental, special, consequential or indirect damages, losses or loss of profits of any kind, or any damages whatsoever (including if Ceres Ingenium has been advised of the possibility of such damages), including, without limitation, those resulting from any loss of use, data or profits, arising out of or in connection with the use or performance of this website or the information or content contained on this website.

2. Ceres Ingenium does not warrant or guarantee that the website or any information on this website or any third party website connected with this website is free from viruses, corrupting or damaging technology or software which can have a detrimental impact on any other technology, software or user.

3. Ceres Ingenium shall not be liable for any adverse consequences arising from a user’s reliance or use of a website that is linked to or from the Ceres Ingenium website.

4. Ceres Ingenium takes every precaution to ensure that the information contained on this website is correct and accurate and will seek to remedy any errors or omissions as soon as practicable after it has been made aware of any such errors/omissions. However, Ceres Ingenium shall have no responsibility or liability for any errors, omissions or inaccuracies in the content, information, or software either contained on this website or linked to or from this website.

5. The material and content contained in this website is strictly for general information purposes only. It does not constitute or attempt to constitute financial, accounting, legal or any other form of advice, professional or otherwise.

6. Ceres Ingenium accepts no responsibility or liability for any actions taken by any user of this site who relies upon or uses the information contained on this website in any way, whether for their own personal use or for commercial purposes.

7. As a user of this website, you acknowledge that the information and descriptions on this website which relate to products and/or services may not represent the entire description(s) of all the variations, terms and conditions of any such products and/or services offered by Ceres Ingenium. Ceres Ingenium should be contacted directly by you to determine the full description of any products or services. It is your sole responsibility to take tailored advice on any specific matter where you deem necessary to do so.

8. From time to time, this website may include or reference links to third party websites which are not under the responsibility or control of Ceres Ingenium. Ceres Ingenium does not and cannot warrant or guarantee the accuracy of any such websites.

9. From time to time, third parties may provide data for uploading to this website. Ceres Ingenium will not be liable for any information or data contained on this website which has been provided by third parties including where its use has been detrimental or adverse to a user.

10. We reserve the right to alter, delete, revise, change and/or amend the information contained on this website at any time without prior notice.

11. Ceres Ingenium reserves the right to dismantle or take down this website at any time at its sole discretion.

12. This website and the information contained within shall not constitute an offer of Ceres Ingenium’s services.

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Indemnity

1. You agree to defend, indemnify and hold harmless Ceres Ingenium, its subsidiaries, affiliated companies, and their respective officers, directors, employees, contractors and agents from and against any and all claims, causes of action, damages, liens, obligations, losses, liabilities, costs, debts and expenses (including legal fees and costs) and all amounts paid in settlement arising from or relating to (a) your use or misuse of, or access to, the website or any part of the website or any information contained on the website (ii) your contravention of these Terms of Use, or (iii) contravention or infringement by you, or any third party acting on behalf of or in conjunction with you, of any intellectual property or other rights of any person or entity.

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Changes to Terms of Use

1. Ceres Ingenium reserves the right to vary, revise, update, amend, alter or modify these Terms of Use from time to time and at its sole discretion. Any such changes shall be posted on this website and will be effective from the date they are published on this website.

2. As these Terms of Use may be amended from time to time, it is your responsibility to review them each time you visit this website.

3. By virtue of your continued use of and visits to this website, you are acknowledging, accepting and consenting to any amended Terms of Use.

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General

1. These Terms of Use shall be governed by and interpreted in accordance with the laws of Singapore and any disputes arising shall be subject to the exclusive jurisdiction of the courts in Singapore.  

2. Clause headings are for ease of reference only and shall not affect the interpretation of these Terms of Use.

3. In the event that any of the terms in these Terms of Use are held or deemed to be invalid or unenforceable, wholly or in part, by a judge or court of competent authority, all other provisions will remain valid and fully enforceable.

4. If you have any queries in relation to these Terms of Use or Privacy Policy, please contact Ceres Ingenium through the following address: enquire@ceres-ingenium.com and select “Terms of Use”